I might have missed a few premium memberships. It is a personal list that comes from my needs and background. (A designer would have figma or adobe, for example). But in any case, these are my subjective assessments on the premium tools I have used. I actively use some of them, and I have cancelled a few.

1. X (Twitter) - 5 dollars/month: A lot of new features for 5 dollars a month. I am not the most active poster on Twitter, but I'd wanna keep paying 5 dollars just to enjoy the pro benefits. (My Twitter: x.com/HusanIsamiddin)

2. Telegram - 3.99 dollars/month: I am willing to pay 4 dollars just not to get random voice messages and calls from strangers. And since I run my own blog here, it also comes with a few great perks. Def, worth it.

3. Audible (Premium Plus tariff) - 15 dollars/month: Gives access to a lot of audiobooks and podcasts, but I don't usually listen to those. The books I want usually require credits (1 credit per book). This tariff gives one credit per month, and one audibook per month is not bad. Last month I listened to "Greenlights" by Matthew McConaughey.

4. Cursor - 20 dollars/month: I used it for two months during the last summer. It was worth its money. Gives a good amount of tokens to finish your project. But the problems arise when you start using more advanced models (like opus 4.1 of claude's). Stopped using it because I moved to Claude Code later.

5. Claude (Pro) - 20 dollars/month: Comes with Claude Code. The best LLM for ideation and creative industries. And Claude Code is very strong coding too. The only problem is that Pro tariff has limited tokens (for me at least). I'd wanna upgrade to a higher tariff, but the next one is literally 100 bucks per month. Would be glad if they added something in the middle--maybe like a tariff for 35-40 dollars a month. I'd be willing to pay.

6. ChatGpt - 20 dollars/month: I used once this spring, but didn't see much benefit. Maybe they have changed now and added a few more features. But I'd not be willing to invest 20 bucks per month for what they offer, especially when I have free perplexity with equally great features. (Haven't tried "Codex" tho)

7. Todoist - 6 dollars/month: I was interested in their calendar view, but franlly it wasn't worth money whatsoever. Not recommended. Use notebook (physical) to-do lists.

8. Grok - 30 dollars/month: Hallucinates often. The X team prolly tweaked with a few variables in the system, and a change in one variable affects the entire network. As good as Claude Pro, but Claude was 10 dollars cheaper. So I don't recommend.

9. Grammarly Premium - 30 dollars/month: Sorry, but it is not worth 30 bucks a month. Just correct your grammar with any of the llms tools if you are concerned. Didn't see much benefit

10. Obsidian - 5 dollars/month: Obsidian saves everything locally, so when I broke my laptop last january, I lost everything. Their premium feature allows you to save things remotely, so I immediately invested. Been paying 5 dollars a month, but not been using obsidian much these days, so I might as well cancel my subscription.

11. Zoom Pro - 17 dollars/month: If you have a lot of online meetings, it is worth investing 17 bucks. But you can do those meetings with Google Meet too.

12. Burnfit - 5 dollars/month: The only fitness app in the list. You may invest 5 dollars if you'r a gym-goer. It just easier to track your progress. They also have a great feature that shows the visual of what muscles you have trained a lot in a week. It just my personal preference. You may use telegram "saved messages" too.

13. Strava - 5 dollars/month: The app itself is great even with its free tier. I upgraded to the 5 dollar tariff when I was preparing for my runs, but other time, it is not that beneficial to up; free tier is good on its own.